If your credit card is lost or stolen , follow these steps immediately:
🚫 1. Block the Card Immediately – Call your bank’s customer care or use mobile/net banking to block the card – Most banks also offer SMS blocking options.
🆔 2. Report to the Bank – Inform the bank about the loss to avoid unauthorized transactions.- Ask for a confirmation or reference number.
🔄 3. Request a Replacement Card – Apply for a new card with a new number & CVV – Some banks charge a small replacement fee.
📲 4. Check Your Statement – Review recent transactions. If you spot any fraud , report it immediately.
📝 5. File a Police Report (if needed) – In case of large fraud or identity theft, file an FIR it helps in investigation and claim support.
🔐 6. Update Auto-Pay Accounts – If you had bills or subscriptions linked to your old card, update them with the new card details.