Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card designed to inform and engage readers who are considering this popular co-branded card:

🛍️ Amazon Pay ICICI Bank Credit Card: Smart Shopping Meets Seamless Rewards

In the age of digital payments and cashback culture, the Amazon Pay ICICI Bank Credit Card stands out as a powerful tool for savvy shoppers. Whether you’re a frequent Amazon user or just looking for a no-frills, high-reward credit card, this offering blends convenience, value, and simplicity.

💳 What Is the Amazon Pay ICICI Bank Credit Card?

This is a co-branded credit card issued by ICICI Bank in partnership with Amazon Pay and Visa. It’s designed to reward users for everyday purchases especially on Amazon and integrates seamlessly with the Amazon Pay ecosystem.

🎁 Key Benefits at a Glance Spending Category Cashback Rate

Amazon.in (Prime Members)5% unlimited cashbackAmazon.in (Non-Prime Members)3% unlimited Cashback Amazon Pay Partner Merchants 2% unlimited Cashback all Other Transactions 1% unlimited cashback Fuel Surcharge Waiver 1% across all fuel outlets in India No Joining Fee & No Annual Fee ,Lifetime free card with no hidden charges, Cashback as Amazon Pay Balance, Automatically credited to your Amazon account No Expiry on Rewards

Use your cashback anytime on over 10 crore products, No-Cost EMI, Available on eligible Amazon purchases.

🔄 What’s New: Changes Effective October 11, 2025 ICICI Bank has announced some updates to the card’s terms

Forex Mark-up Reduced Now just 1.99% for international transactions

Exclusions for Cashback: No cashback on transactions involving: Gold coins, EMI, rent, tax payments, education (on Amazon) – EMI, rent, fuel, tax, education, utilities, and international spends (outside Amazon)These changes aim to streamline reward categories and reduce misuse, while still offering strong value for regular Amazon shoppers.

🛒 Why It’s a Game-Changer

Perfect for Amazon Loyalists: If you shop frequently on Amazon, especially as a Prime member, this card delivers unmatched cashback.

Effortless Rewards – No need to track points or redeem manually, your cashback is credited monthly as Amazon Pay balance.

Wide Acceptance – Use it anywhere Visa is accepted, and still earn 1% cashback on general spends.

🧠 The Amazon Pay ICICI Bank Credit Card is more than just a shopping tool , it’s a lifestyle enabler. With zero fees, generous cashback, and seamless integration into the Amazon ecosystem, it’s ideal for digital-first consumers who want value without complexity.Whether you’re buying groceries, booking flights, or binge-shopping during a sale, this card ensures your money works harder for you.